What Ohio's Co-op Evangelists Learned From Spain's Thriving Union Co-op Network

Around the world, students borrow money to pay for college, but, in the United States, students are more likely to fall behind on loans. Australia may offer some lessons: borrowers in Australia only start paying back their loans once their earnings reach $40,000, and beyond that they pay four percent of their income until the loans are repaid. The system does not penalize borrowers when they face economic hardship.

The small town of Iola, KS, and Allen County's GROW Council offer a case study of how local communities across this prairie state have worked to solve the absence of grocery stores in many rural areas. Through local resourcefulness and organizing efforts; knowledge and financial support from the state government; and partnership with Kansas State University's Rural Grocery Initiative, towns have succeeded in bringing grocery stores, from locally-owned coops to school-based distribution hubs, back to their Main Streets.

In Jackson, Mississippi, a series of community-led cooperatives are creating opportunities for affordable home ownership. This is part of a trend across the country to create community land trusts. They are financed through donations, other community businesses, or commissions. Though each land trust faces hurdles, they are collectively allowing more access to wealth and ownership in historically low-income neighborhoods.

Over two million baby boomers own their own companies, and with retirement looming, the government stepped in with a solution. A portion of a 2018 federal bill included language that will push the Small Business Administration to help baby boomers transition ownership of their companies to their employees if they wish. This will mitigate job loss often associated with a retiring business owner putting the company up for sale. Employee owners on average make a higher salary and have higher job stability, supporting the idea that employee ownership is beneficial for everyone involved, as well as for the econom

A food hub in Spokane, Washington, is providing a marketplace where fresh, local food is accessible from multiple small farms in one convenient location and website. LINC gives farmers access to a market of consumers without the hassle of deliveries, cultivating business, or staffing booths at farmers' markets. The food hub is helping strengthen the small farm economy while promoting access to fresh foods.

The Wyoming Stock Growers Land Trust uses conservation easements to conserve agricultural land in the state. These agreements happen when a landowner sells or donates the development rights to their land to the trust forever. They are allowed to keep farming the land, but it must remain undeveloped.

The Chinese American Service League’s (CASL) Change InSight coalition surveys communities in more Asian languages to allow for more inclusive data collection, particularly among low-income AAPIs. Better data collection increases the visibility of the challenges under-resourced AAPIs face, allowing the CASL to launch social service programs to address challenges in the community, like food insecurity.

The nonprofit GiveDirectly provides refugees with cash to help them sustain themselves, focusing on those living in cities, as they’re less likely to receive the same assistance as humanitarian camps do. Nearly 1,200 people were given $925 to spend however they wanted — some opening bank accounts, others starting businesses — and reported they were able to nearly double their monthly income and after six months, 88% of recipients were earning more money than ever before.

Alfanar is a venture philanthropy organization that helps fund social enterprise businesses in the Middle East. The group offers grants and zero-interest loans. It has helped more than 185 social enterprises and has provided over £6 million in funding.

Chez La Reliure du Limousin, entreprise de reliure et de restauration de documents anciens, les financements publics soutiennent un programme d’apprentissage qui allie formation technique et cours théoriques. L’entreprise accueille 10 apprentis par an et a jusqu’à présent embauché une douzaine pour des postes permanents.