After Centuries of Housing Racism, a Southern City Gets Innovative

An increasingly popular way to attract foreign direct investment is to let the world’s wealthiest trade cash and property investments for citizenship. The $2 billion-a-year industry allows the ultra-rich to buy passports that permit visa-free travel to nearly the entire world, often with no residency requirements. Highly controversial, the industry is marked by a lack of transparency and concerns about what happens to civic ties when citizenship can be bought and sold.

In Jackson, Mississippi, a series of community-led cooperatives are creating opportunities for affordable home ownership. This is part of a trend across the country to create community land trusts. They are financed through donations, other community businesses, or commissions. Though each land trust faces hurdles, they are collectively allowing more access to wealth and ownership in historically low-income neighborhoods.

Redeveloping and repurposing unused real estate provides a path toward economic revitalization. With a combination of public and private grants, the nonprofit group, International Sonoran Desert Alliance (ISDA), has purchased and redeveloped real estate in the town of Ajo, Arizona. The renovated town plaza and Curley School complex contain retail spaces, artist studios, and even house community gardens of the Ajo Center for Sustainable Agriculture.

Grassroots organizations, like the Vancouver Chinatown Foundation, seek to preserve Chinatown’s heritage and fight the displacement of old-time residents by gentrification. The organizations bought an historic hotel to prevent displacement of 100 low-income residents, revitalized commercial spaces such as restaurants to preserve the neighborhood’s heritage and history, and funded programs to support social connections with events such as Majhong socials that bring together over 100 people. While the organizations agree on the goal to preserve Vancouver’s Chinatown, they sometimes disagree on how to get there

Black banks have been held up by leaders and celebrities in the community as a way to end Black poverty. Previous efforts have been made in the 1960s when Black banks gave loans to community members after being denied home loans from white banks. But those loans lost money when housing values declined as a result of redlining policies that damaged public schools. Black banking therefore was not the answer to ending Black poverty and bridging the gap between white and black wealth. One law professor believes the answer lies in public banking which is funded by tax revenue and acts as a public utility.

Mobile home owners in Colorado are beginning to own their own communities due in part to legislation that is making it easier to do so. Resident-owned communities preserve the affordable housing stock, which manufactured home communities make up a large percentage of.

A building cooperative is changing local zoning laws and building small houses known as accessory dwelling units (ADUs) in the suburbs of Chicago. The efforts support economic equity by increasing the supply of housing in a community where housing and rental prices have been on the rise. ADUs also produce smaller carbon footprints, making them a sustainable housing option.

Incremental investment is gaining momentum in South Bend as an alternative to big developers. Residents are given the network and knowledge to become micro-developers so that ownership and money stay within the local economy. The project aims to cultivate community and strengthen the local economy.

As building developers in Kenya design new structures that are more environmentally friendly and sustainable, they can look to the Garden City Mall in Nairobi as a successful example. This mixed-use development with shopping, residential, and office spaces uses solar energy, which helps cut energy costs by over 30 million shillings each year. The mall also was the first in the region to receive an international green building certification.

Two insurance companies, Discovery and Dialdirect, implemented a smartphone app for drivers to report potholes in their city. The companies then fill the potholes and brand them with their logos.