The Microinsurance Revolution

Doctors at Stanford University developed per-patient and per-month payment plans to better support patients with complex medical needs. The approach upends the typical per-service payment model. It has radically improved primary care by incentivizing healthcare providers to offer more comprehensive support.

People with HIV/AIDS don't always know where to go for help or don't feel empowered to return when psychiatrists or doctors seem unwelcoming. Organizations throughout Washington, D.C. are working against perception by providing comprehensive approaches to health care services.

In order to effectively manage the coronavirus outbreak in South Korea, government officials have stepped in by increasing transparency, subsidizing home medical equipment such as face masks, and rapidly distributing testing kits. The efforts have resulted in many more people already being tested than anticipated and behavioral changes taking effect within the population.

The Children Living With Cancer Foundation organizes dance parties for children with cancer, to provide them with a sense of joy, encouragement, and community during times of need. The nonprofit also organizes community events and donations and works with local pharmacies to get patients the medicines they need at subsidized rates. So far, the Foundation has supported 300 childhood cancer patients and their families.

To allow patients to still see their doctors during the coronavirus pandemic, insurance providers have eliminated some of the barriers for providers to be reimbursed for telehealth appointments. This change in policy has helped doctors in Maine grow their telehealth practices in ways that may outlast the pandemic.

The United Kingdom's health-care system – which has been lauded as one of the most equitable models for care – is built around a government agency that decides "which treatments are worth covering, and for whom." Although the measures used to determine these recommendations are controversial and the agency doesn't always sustain public trust in their decisions, the overall outcome has increased both social solidarity and life expectancy.

Diabetics require fresh food and produce to maintain their health, but doing so has become difficult during the pandemic, especially for people who are immunocomprised and therefore unable to frequently venture out to food banks. One food bank found a solution which involves bringing out food packages to cars so diabetics do not have to expose themselves to potential germs. This vulnerable population relies on their bi-weekly haul of fresh produce to stay healthy.

The Asian Pacific AIDS Intervention Team (APAIT) works to positively impact the quality of life for medically underserved communities — particularly people of color within the LGBTQ+ community. APAIT’s primary focus is helping those with behavioral health challenges, housing insecurity, and who are at risk for HIV/AIDS, but has recently expanded its services to include helping those who are victims of sex trafficking.

Drug Aid Africa sources unused, unaltered drugs from people who don’t need them anymore and distributes them to people who do need them but can’t afford or access them. Drug Aid Africa provides free routine medications for conditions like sickle-cell anemia, as well as antimalarials, antibiotics and frequent visits to communities where they provide healthcare support and supplies. So far, the organization's efforts have helped more than 10,000 people.

A pair of doctors are working to make healthcare more accessible and affordable by training area hospitals to use new technology, like ultrasound devices, to detect non-communicable diseases. Through their newly established non-communicable disease clinic staffed with personnel trained to provide more precise medical care, about 1,100 patients have been cared for.