Community lending helps African businesses in Philly stay afloat during COVID-19

A collaborative funding organization called the Runway Project gives loans to primarily Black entrepreneurs in the Oakland area. The initiative aims to address racial disparities in startup capital by reducing the financial risk of starting a business. The program also includes personalized support as a "wrap around" approach to the lending process.

Local staples in Latino neighborhoods like carnicerias, liquor stores, tienditas, and gas stations are standing strong on the front line to continue to provide essentials people need during the coronavirus. As other supermarkets are ransacked, these businesses make sure to remain well-stocked with policies that limit the number of items and customers. Locals testify to the importance of having a corner store that anchors the community together during this crisis.

As the U.S attempts to reopen, restaurant owners from California to Florida are expanding their restaurants into nearby outdoor space, including sidewalks and parking lots. In doing so, they are able to offer patrons a safer dining environment, as there is more room to keep tables further apart and follow social distancing precautions, and it also helps restaurants earn more revenue than if they were limited to indoor space. Some city governments are streamlining the process, including Brookhaven, Georgia, which made it free to access short-term permits for outdoor dining.

A coalition of local groups in the Cowichan region focused on the welfare of vulnerable populations during COVID-19 opened five tenting sites that have provided people experiencing homelessness with safety, meals, and access to service. The temporary solution, pending the opening of 100 units of housing to open in 2021, has uncertain financing after its initial $392,000 phase. But, almost immediately, the well-managed sites have had a visible effect: many fewer people wandering the streets.

Refugee women arriving in Brazil have been able to achieve financial independence through the work of an organization called Women of the Global South, an organization that provides women with the tools and skills to sell textiles. In addition to providing entrepreneurial skills, it also helps refugee women with transportation, classes, sewing machines and even provides cash for emergencies and help getting in touch with family members they have been separated from.

A Portland-based foundation has revitalized a small town in Maine with the establishment of an arts colony, reconstruction of old buildings in downtown, and a full health center - a rarity for small towns. A declining population and the shuttering of major businesses contributed to the decline of Monson. The Libra Foundation's philanthropic efforts have spurred enthusiasm within the town well known for being the last stop along the Appalachian Trail.

The CARES Act was meant to help small businesses, including hospitals, find financial stability during the coronavirus pandemic, but confusing guidelines and a lack of oversight have impeded the success. This reality has been especially difficult for rural hospitals, some of which "have left millions in relief aid untouched, spiraling deeper into debt for fear that the wrong decision could force them to return money."

In an effort to help get accurate information to the communities who are being disproportionately impacted by the coronavirus pandemic, a program called Live Chair Health has started to train barbers "on chronic issues that disproportionately affect Black communities" and teach them "how to have conversations with their clients about the diseases." Aside from providing COVID-19 information, the initiative has helped patrons access primary care and address other medical issues such as high blood pressure.

The Ajo Center for Sustainable Agriculture has helped the town of Ajo in Arizona distribute affordable and nutrient-dense food to the community after the coronavirus pandemic created a significant financial strain on many families. Additional support has come from the town's participation in the Environmental Protection Agency's program Local Food, Local Places which "provides technical support and expertise to help towns leverage food systems to boost economic development."

Grants for women living in refugee camps have helped recipients start businesses and learn new skills, allowing them to improve their quality of life. Additionally, the women created an informal cooperative and take turns investing a percentage of proceeds from each successful business into another member’s business.