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Did this city bring down its murder rate by paying people not to kill?

Tim Murphy

June 01, 2014 |

Mother Jones |

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1500-3000 Words

Response Location: United States, Richmond, California

Since Richmond, California’s Office of Neighborhood Safety began paying stipends to its “fellows” – the dozens of young men it works with at any given time who are deemed to be at high risk of gun-violence involvement – nearly all of its subjects have survived. Other evidence of its success is anecdotal or merely suggestive of an effect on the city’s violence. While the police chief warily credits it for being a positive force, others in the community are skeptical, if not outright antagonistic.

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Brazil's poverty solution? Give money to women

Lane Anderson

April 14, 2014 |

Deseret News |

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Under 800 Words

Response Location: Brazil, São Paulo

In Brazil a conditional cash-transfer program is alleviating poverty, empowering women, and changing gender roles by giving families, especially mothers, money for sending kids to school and to regular doctor's visits.

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A Nonprofit Lender Revives the Hopes of Subprime Borrowers

Binyamin Appelbaum

February 25, 2014 |

The New York Times |

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1500-3000 Words

Response Location: United States, Washington, District of Columbia

Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

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Escaping the Cycle of Scarcity

Tina Rosenberg

September 25, 2013 |

The New York Times |

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1500-3000 Words

Response Location: India, Odisha

Poor people are less likely to make smart financial decisions; however, new research in the U.S. says this is not about intelligence but rather about a brain being overwhelmed with issues related to poverty. To combat that barrier of stress, organizations around the world are making financial decisions easier for people experiencing poverty by making borrowing easier and automating future financial planning, like 401(k) contributions.

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When entrepreneurship is only way forward

Laura Baverman

July 21, 2013 |

USA Today |

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800-1500 Words

Response Location: Guatemala, Antigua

Development work is evolving beyond short-term mission trips and one-off donations into a more comprehensive, in-depth model that addresses long-term sustainability of a solution paired with empowerment of those being served. MicroConsignment is a unique branch of micro-enterprise being implemented by non-profit SolCom in Guatemala that provides individuals in rural villages the skills and resources needed to start sustainable businesses.

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The Microinsurance Revolution

Tina Rosenberg

June 06, 2012 |

The New York Times |

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1500-3000 Words

Response Location: India

If rich people need life insurance, poor people need it more. Here’s how millions of poor people are getting it – including people with AIDS.

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Making Low-Interest Auto Loans Work

Lisa Margonelli

August 16, 2011 |

The New York Times |

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800-1500 Words

Response Location: United States, Vermont

When you don’t live in a city, if you don’t have a car, you don’t have a job. But car payments can eat up a salary quickly - a New England program offers low-cost car loans to people who need them most.

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On the Road, and Out of the Red

Lisa Margonelli

August 11, 2011 |

The New York Times |

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1500-3000 Words

Response Location: United States, Keene, New Hampshire

More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.

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On the Web, a Revolution in Giving

Tina Rosenberg

March 31, 2011 |

The New York Times |

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1500-3000 Words

Response Location: United States

New crowdfunding options can help even the smallest donor's contributions to have a meaningful impact, bolstering a sense of personal involvement, maximizing knowledge about causes, and inspiring greater participation.

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How to Grow a Social Business

Tina Rosenberg

February 04, 2011 |

The New York Times |

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800-1500 Words

Response Location: Guatemala, Antigua Guatemala

Two columns on microconsignment, a new variation on microcredit that helps poor people living in developing countries - particularly women in rural villages - start small social businesses without taking on debt or requiring previous business skills. The organization, Soluciones Comunitarias, partners with a non-profit and a university student program to manage the supply chain and other components of the business necessary to support the social entrepreneurs in successful micro-ventures.

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