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Can Co-Buying Help Solve The Affordability Crisis?

Angela K. Evans

January 05, 2023 |

Next City |

Text |

1500-3000 Words

Response Location: United States, Denver, Colorado

Single, non-related people are co-buying homes with the help of real estate organizations like Live Work Denver to make homeownership more affordable.

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'This is not charity': A congregation attempts reparations

Frances Nguyen

December 29, 2022 |

Prism |

Text |

800-1500 Words

Response Location: United States, San Francisco, California

A San Francisco Bay Area loan program called the Black Wealth Builders Fund provides low-to-moderate-income homebuyers in black neighborhoods zero-interest loans to cover the down payment on their first home.

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The Grassroots Fight for Housing Justice in Baltimore

Jaisal Noor

December 27, 2022 |

Yes! Magazine |

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1500-3000 Words

Response Location: United States, Baltimore, Maryland

Parity Homes is an equitable development company that is working to rehab properties that will be available for legacy residents to buy or rent for an affordable price in 2023. The organization aims to prevent residents — specifically people of color — from being pushed out of the neighborhood by supporting wealth creation through homeownership.

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The Fight for Housing Justice in Los Angeles

Jaisal Noor

December 05, 2022 |

Yes! Magazine |

Text |

1500-3000 Words

Response Location: United States, Los Angeles, California

The Downtown Crenshaw group was inspired by the success of community land trusts, a model that keeps ownership of land and housing in the hands of the community, who can choose to keep it permanently affordable while providing tenants a pathway to wealth building. Since May 2021, the group has purchased 10 parcels of land, which will be developed into residential and commercial space that’s affordable for longtime residents and businesses.

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Tenants are banding together to address Jackson's housing crisis. Can they fix it?

Mary Steurer

November 17, 2022 |

Casper Star-Tribune |

Text |

1500-3000 Words

Response Location: United States, Jackson, Wyoming

Shelter JH is a local housing advocacy group that gathers members to work together to get better representation in housing-related decisions in the area. The group canvasses neighborhoods to recruit voters, speaks on housing bills at the statehouse and hosts meetings and educational sessions that connect people with local policymakers and housing opportunities. The group was formed in 2016 and now has about 550 members.

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Struggle and Success: Section 8 vouchers provide a pathway to stability, but challenges remain

Dave Gong

October 17, 2022 |

Fort Wayne Media Collaborative |

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Over 3000 Words

Response Location: United States, Fort Wayne, Indiana

Programs like the federal Housing Choice Voucher Program — or Section 8 — and the Fort Wayne Housing Authority’s Family Self-Sufficiency Program help low-income individuals and families afford quality homes through participating private landlords and housing developments. With the voucher program, the tenant’s financial obligation is capped at about 30% of their annual gross income, while the voucher covers the rest. In some cases, the voucher can cover up to 100% of the tenant’s rent.

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In Seattle, Community Land Trusts Are Allowing Low-Income Families To Buy A Home

Josh Cohen

September 23, 2022 |

Next City |

Text |

1500-3000 Words

Response Location: United States, Seattle, Washington

Homestead Community Land Trust and the local Habitat for Humanity specialize in helping lower-income residents become homeowners. They have portfolios of homes available to lower-income residents who make less than 80% of the area median income. To date, the community land trust model has been implemented at a small scale relative to the need and Habitat plans to build almost 300 new homes in the coming years.

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How some low-income buyers can afford a home in pricey Seattle

Josh Cohen

September 12, 2022 |

Crosscut |

Text |

1500-3000 Words

Response Location: United States, Seattle, Washington

In Seattle, Homestead Community Land Trust and Habitat for Humanity Seattle-King County help low-income residents buy homes using a community land trust model. Residents who make under 80% of the local median income can purchase a home at a rate far below the median home price in the city from a set portfolio of homes.

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A reason to trust: Sacramento Community Land Trust aims to put people over profit

Samin Vafaee

August 26, 2022 |

Sacramento Business Journal |

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1500-3000 Words

Response Location: United States, Sacramento, California

The Sacramento Community Land Trust helps people gain more access to permanently affordable housing while simultaneously working to prevent displacement. Through its work, the Community Land Trust preserves affordability and stability, expands home ownership, and grows community wealth.

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A model for neighborhood renewal

Jim Morrison

August 18, 2022 |

The Washington Post |

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1500-3000 Words

Response Location: United States, St. Louis, Missouri

The New Markets Tax Credits program provides affordable housing by selling homes with mortgages as low as $550. Since the program gained more traction, the number of owner-occupied buildings in the area has more than doubled to 26% from 12%.

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