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Community Development Lenders Turning to Fintech for a Boost During Crisis

Oscar Perry Abello

April 30, 2020 |

Next City |

Text |

800-1500 Words

Response Location: United States

CNote has provided a source of funding for federally certified Community Development Financial Institutions by pooling cash from foundations, bigger banks, philanthropists, and donor-advised funds to counter the lack of available cash flow experienced by CDFIs, which are lenders but not banks. Federal COVID-19 funding set aside $30 billion specifically for CDFIs that overwhelmingly lend to women- and minority-owned businesses, which face persistent racial and gender biases and are unable to successfully tap into lending and grants such as the Paycheck Protection Program through traditional lenders.

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How Korea's galleries evaded a coronavirus standstill

Lisa Movius

April 20, 2020 |

The Art Newspaper |

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800-1500 Words

Response Location: South Korea, Seoul

South Korea's successful response to the pandemic goes beyond containing the virus; it has also supported its art scene at a time when the arts seem to be on the backburner. Commerical galleries have been allowed to remain open with the enforcement of social distancing, hygiene, and sharing of personal information for the sake of contact tracing. While art markets around the world grind to a halt, South Korean galleries have had a steady pace of sales and are quickly returning to their pre-pandemic numbers. The government is also providing a variety of relief funds for art curators, artists, and galleries.

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How to Rebuild a War-torn Middle Eastern City? Start with the Souk

Gregory Scruggs

April 15, 2020 |

Next City |

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800-1500 Words

Response Location: Syria

A combination of agencies, charities, and business owners have been working toward the goal of rebuilding Syrian cities by focusing on souks, or markets, dating back centuries. Bringing the souks back to life was a relatively easy reconstruction project, free of legal complications, and vital to the communities' return to normalcy. Sticklers for historical accuracy argue that the original medieval architecture of the souks is impossible to recreate, therefore rendering it "totally fake," but those who are more concerned with repatriating refugees and rebuilding war-town Syria disagree.

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The Show Must Go Online: Theaters Closed By COVID-19 Get Creative

Jeff Lunden

April 11, 2020 |

Southern California Public Radio (KPCC) |

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Under 800 Words

Response Location: United States

Theaters across the country have been forced to find virtual alternatives to reach their audience. For the price of a ticket, theater companies are offering access to videos of recorded shows with links that expire after one view. The virtual theater experience has been purchased by viewers around the world, opening up the opportunity to those who normally would not have the chance to attend in person while also keeping theaters financially afloat.

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Leveling the Playing Field

Jessica Press

February 24, 2020 |

The Philadelphia Citizen |

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800-1500 Words

Response Location: United States

Black Girl Ventures levels the playing field for women of color who seek capital for their business ventures. Entrepreneurs are invited to pitch their ideas at crowdfunded sessions, which means the funding varies depending on the size of the crowd and its willingness to invest. In addition to capital, BGV recognizes the need for minorities to access a network, mentoring, and business coaching to navigate the systems necessary to build a business. The nonprofit has chapters in several cities and works with local organizations that are already in place helping black businesses.

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Conscious catwalks: Brazilian fashion label harnesses the creative energy of the favelas

Pedro Lira

February 07, 2020 |

Pioneers Post |

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800-1500 Words

Response Location: Brazil, Belo Horizonte

Empowering young entrepreneurs fosters new, sustainable, and inclusive approaches to design and fashion. In Brazil, designers from Aglomerado da Serra, a favela in Belo Horizonte, are using up-cycling to make a more sustainable—and inclusive—fashion brand. The brand, Remexe, represents just one of the projects undertaken at Lá da Favelinha, a cultural center and showcase of novel ideas from the favela. With the support of grant funding, designers from Remexe also held a workshop in Bristol, helping their colleagues in the UK create a sister social enterprise group, Re:Wurk.

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A $100 Million Bet That Vacationland Can Be a Tech Hub, Too

Eduardo Porter

January 27, 2020 |

The New York Times |

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1500-3000 Words

Response Location: United States, Portland, Maine

Universities situated in the right market have proven to jumpstart innovation and technological hubs across the country, from San Diego to Boston. Now, Portland, Maine is testing out the economic impact and growth of a new branch of Northeastern Univeristy that focuses on machine learning and artificial intelligence.

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Honeycomb Credit expands to Philly to help small business owners get crowdsourced loans

Jessica Press

January 14, 2020 |

The Philadelphia Citizen |

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800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

Founded in Pittsburgh, Honeycomb Credit expands to Philadelphia as a way to offer small businesses help with microfinance challenges. The company hosts a platform that allows businesses to create fundraising profiles; community members can watch a video about the business and decide to invest and receive monthly payouts from their contribution.

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Microlending Sparks Hope and Renewal in Rochester, N.Y.

David Kidd

January 07, 2020 |

Governing |

Multi-Media |

Over 3000 Words

Response Location: United States, Rochester, New York

In 2016, the city of Rochester, NY partnered with Kiva—a crowd-funded microlender—to serve aspiring or established small-business owners. Their partnership offers interest-free loans, and already 20 of the loans have been fully repaid. This article looks at six different case studies of residents who have benefitted from the program.

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A tale of two metros: how the London tube beat the New York subway

John Surico

December 16, 2019 |

The Guardian |

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1500-3000 Words

Response Location: United States, New York, New York

Though they started at similar points, the London Underground has become one of the most successful models of public transportation, while the New York Metro has declared a state of crisis. The reason? The London Underground learned from early financial and marketing failures and took advantage of financial incentives in expanding business into the transportation industry by renewing old infrastructure.

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