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  • For just $5, you can now start a responsible investment portfolio

    June 19, 2018 |

    FastCompany |

    Text |

    Under 800 Words

    Response Location: United States, San Francisco, California

    Newday Investing is a an app that allows people to begin impact investing with as little as $5. While attempting to engage millennials in socially-conscious investing, the investment firm is hoping small investments will lead to larger investments over time. With funds that focus on areas such as gender equality and climate action, Newday Investing is trying to make impact investing more accessible and interesting to young people as well as to bigger investors.

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  • Environmental impact bonds can help cities invest in green infrastructure

    May 25, 2018 |

    Ensia |

    Text |

    800-1500 Words

    Response Location: United States, Washington, District of Columbia

    Environmental impact bonds (EIBs) are a relatively new form of financing that combine private investment with government funding in a “pay for success” model. They are different than municipal bonds in that they are intended as a more experimental approach: for instance, Washington, D.C. started using EIBs to test green infrastructure and evaluate the results. Though all current EIBs are too early-stage to show formal evaluations, they are helping promote sustainability initiatives in D.C., Baltimore, and Atlanta.

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  • Saving for Retirement: How Auto-IRA Plans May Secure the Future

    April 11, 2018 |

    Wall Street Journal |

    Video |

    5-15 Minutes

    Response Location: United States, Medford, Oregon

    Oregon is helping its residents save for retirement by automatically enrolling those eligible for the Roth IRA retirement savings program. Employees can choose to contribute or opt out, and thus far the participation rate is 80%. As social security benefits are at risk in the future, this program, in Oregon and around the country, is helping people start early in preparing for retirement.

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  • An International Final Four: Which Country Handles Student Debt Best?

    April 02, 2018 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, New York, New York

    In a March Madness bracket style competition between Sweden, the United States, Australia, and Britain, experts choose Australia as the country with the most effective student loan repayment system. Judges cite automatic collection of income-based payments as Australia's best feature and discuss what the U.S. can learn by "acknowledging that possible ideas for improvement don't stop at the border."

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  • The rebel bank, printing its own notes and buying back people's debts

    March 23, 2018 |

    The Guardian |

    Multi-Media |

    Under 800 Words

    Response Location: United Kingdom, Walthamstow, London

    How is Street Central Bank buying back the debt of ordinary people? Part art installation and part charitable endeavor, the “bank” prints its own money, sells it for real tender and then uses the funds to help neighbors. The project draws inspiration from similar debt buyback efforts in the United States.

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  • Is 2018 the Year of the Public Bank in America?

    February 27, 2018 |

    The Progressive |

    Text |

    800-1500 Words

    Response Location: United States, Los Angeles, California

    The Bank of North Dakota, the only public bank in the United States, has weathered financial crises and provided financial stability to the state. Now, in 2018, many municipalities across the United States are looking at North Dakota’s success, as well as success in countries such as Germany, and gathering the support needed to start their own public banks. In Los Angeles, a group called Revolution LA is making substantial progress toward creating a local public bank that will also help support green energy.

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  • How a private company is bringing affordable houses to Indian Country

    February 05, 2018 |

    High Country News |

    Text |

    800-1500 Words

    Response Location: United States, Kansas City, Missouri

    A private company called Travois acts as a bridge between tribes and private investors in order to help make affordable housing more accessible in tribal homelands across the West. The company brings investors to tribal land and, in turn, helps to attain tax credits for investments in this land.

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  • How Preston took back control

    January 31, 2018 |

    The Guardian |

    Podcast |

    Over 15 Minutes

    Response Location: England, Preston

    The city of Preston, northern England, models a new local procurement plan after an initiative in Cleveland, Ohio that keeps money spent by large community institutions, like hospitals and schools, within the local economy. By focusing the chain of supply and demand within the community through co-ops and credit unions, the city of Preston saved £75m that goes back into the local economy.

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  • The Pivot

    January 17, 2018 |

    The Philadelphia Citizen |

    Text |

    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    The Opportunities Industrialization Center, a decades-old job training program in Philadelphia, has revamped its job support by implementing a new partnership with Bankwork$. The partnership will help graduates of the finance-oriented training program increase their earning potential by being placed in local banking jobs at major institutions. The Bankwork$ program has had over 2000 successful graduates across the United States, with 13 students in Philadelphia’s first graduating class.

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  • In Oregon, You Can Now Save for Retirement. Unless You Object.

    November 17, 2017 |

    The New York Times |

    Text |

    800-1500 Words

    Response Location: United States, Portland, Oregon

    More than half of Americans struggle - especially in recent years with considerable economic and political changes to systems like Social Security - to save for retirement, and it costs states millions in public assistance programs. Oregon is piloting a new solution where the government helps private companies facilitate a small, automatic deduction from employees paychecks and sets it aside into savings, which is proving especially helpful for small businesses in helping their workers plan for retirement.

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