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Two words for Hillary if she wants to connect with the financially struggling: “Postal banking”

Gail Cornwall

February 28, 2016 |

Salon |

Text |

800-1500 Words

Response Location: United States

Postal banking used to be the norm in the United States, just as it is throughout Europe, helping poor and immigrant families save money, transfer funds, and even get small loans. The model is ripe for a comeback. Today, check cashers and payday lenders slap big fees on services that could easily be provided - without a profit-seeking motive - through the postal system infrastructure.

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An Investment Strategy to Save the Planet

Tina Rosenberg

January 05, 2016 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, New York, New York

In light of climate change, New York State's Common Retirement Fund, the country's third-largest pension fund, decided to invest in a way that rewards companies with low carbon footprints.

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This bank hired its first female employee, and now women line up to open accounts

Sonia Narang

December 29, 2015 |

Public Radio International (PRI) |

Radio |

5-15 Minutes

Response Location: India, Sorkhi, Madhya Pradesh

Across India, only 43 percent of women have bank accounts, and most women do not save money at formal financial institutions, according to a recent World Bank study. But that’s slowly starting to change as banks themselves realize what an untapped market they have around them—even sometimes hiring women.

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Microloans Don't Solve Poverty

Ben Casselman

December 08, 2015 |

FiveThirtyEight |

Text |

800-1500 Words

Response Location: Malawi

The research on microfinance suggests that it might neither help nor hurt poor communities, although a major financing organization argues that the researchers employed the wrong approach to measuring impact.

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The Story Behind the First-Ever Life Insurance Coverage for People With HIV

Eric Sasson

December 07, 2015 |

GOOD Magazine |

Text |

1500-3000 Words

Response Location: United States, Los Angeles, California

Up until 2015, people living with HIV in the U.S. could not buy term life insurance, outside of a few small-value employer policies. Æqualis, a new company in partnership with Prudential Financial, began offering 10- and 15-year life insurance policies to individual consumers to help them and to reduce stigmas surrounding the disease.

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The Solar Company Making a Profit on Poor Africans

Stephan Faris

December 02, 2015 |

Bloomberg |

Text |

1500-3000 Words

Response Location: Kenya

Since its commercial launch in 2012, M-Kopa has grown to exceed expectations for its revenue--now making more than $12 million a year. The company does this all while expanding access to affordable technology to the poorest rural population in Kenya, as well as providing them with credit and promoting green practices.

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Housing deals boost Midtown's revival in Detroit

Matt Helms

November 01, 2015 |

Detroit Free Press |

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1500-3000 Words

Response Location: United States, Detroit, Michigan

Five years ago, Detroit created a program called Live Midtown to encourage business growth and homeownership in the area. The aim of bringing more people to live in the neighborhood has been exceedingly successful, and data shows a racially and economically diverse group of people have moved to Midtown. The funders of housing incentives now need to decide whether they will continue to fund the program.

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This Solution To Poverty In Slums Needs To Be Rapidly Replicated

Devin Thorpe

October 21, 2015 |

Forbes |

Multi-Media |

Over 15 Minutes

Response Location: South Africa, Port Elizabeth

In South Africa, the extreme gap between rich and poor is the root cause of cyclical poverty, and those living in slums face particularly high barriers to education, healthcare, and quality of life. The Ubuntu Education Fund is using a comprehensive approach that includes sustainable investment in community leadership and infrastructure, a cradle-to-career household stability service, and a dexterous, community oriented approach to helping break the cycle of poverty.

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For Goldman, Success in Social Impact Bond That Aids Schoolchildren

Nathaniel Popper

October 07, 2015 |

The New York Times |

Text |

800-1500 Words

Response Location: United States, Utah

In Utah, Goldman Sachs funded the education of preschoolers and was reimbursed by the state once it was shown that the kids would not need special education. Social impact investments, like this one in Utah, can help social programs in the U.S. which are often affected by government cuts.

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For Students With a Mission, a Little Capital Goes a Long Way

Tina Rosenberg

September 11, 2015 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, Cambridge, Massachusetts

At a time when university students lack opportunities and financial help to test their innovative business ideas, the Resolution Project supports higher education students who have ideas for socially responsible businesses and charities. Resolution offers small awards to start businesses as well as mentor opportunities that enable networking and business collaboration with experts.

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