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Teach primary school pupils about finance, say City firms

Sally Weale

June 27, 2018 |

The Guardian |

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Under 800 Words

Response Location: England

After taking three 75-minute courses, primary school students in England demonstrated an improved grasp of money management topics - for instance, a study of the pilot found that "68% of those pupils who showed little capacity for delaying gratification initially, did so at the end of the sessions." With this evidence and more on their side, Britain's leading firms are pushing to institute financial education in primary education courses.

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Renters Get One Step Closer to Homeownership With This Innovative Program

Shaima Shamdeen

June 26, 2018 |

Yes! Magazine |

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Under 800 Words

Response Location: United States, Cincinnati, Ohio

Renting Partnerships organizes affordable housing communities that stay affordable. By meeting the expectations of the community, such as paying rent on time, residents can earn and cash out financial equity after staying in their home for five years. The program uses creative financing in the hopes of making housing more equitable.

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Federal Tax Credits and Local Dollars Keeping Akron Downtown Lively

Sandra Larson

June 26, 2018 |

Next City |

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800-1500 Words

Response Location: United States, Akron, Ohio

The Akron Community Revitalization Fund has already invested in the development of downtown Akron, a city once known for rubber manufacturing but now working to redefine itself. The revolving loan fund is comprised of funding from grant-making organizations, banks, and a New Markets Tax Credit. It aims to jumpstart more private investment into the city, including Northside Marketplace, a new hotel, and office space.

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Good design is good policy

Sara Hudson

June 26, 2018 |

FastCompany |

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1500-3000 Words

Response Location: United States, St. Louis, Missouri

As the treasurer of St. Louis, Tishaura Jones is making transformative change to connect more people to banks and savings accounts. Modeling initiatives after other successful municipal government programs across the country, Jones helped start the College Kids Children’s Savings Accounts, which creates a college savings account for all children entering public kindergarten. This is one of many steps to help St. Louis residents take better advantage of financial services.

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Moving Community Foundation Dollars from Wall Street to Main Street

Oscar Perry Abello

June 25, 2018 |

Next City |

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Over 3000 Words

Response Location: United States, Fresno, California

Community foundations have a new way to invest their funds: they can opt to invest in community projects, such as credit unions, as opposed to more traditional financial investments. The Self-Help Federal Credit Union has benefitted from this shift. A $2.6 million investment from Central Valley Community Foundation has helped the credit union provide over 1000 loans to predominately low-income families in the region.

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Basic income could work—if you do it Canada-style

Brian Bergstein

June 20, 2018 |

MIT Technology Review |

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1500-3000 Words

Response Location: Canada, Lindsay, Ontario

In Lindsay, Ontario, the provincial government is funding a pilot for a universal basic income that provides monthly stipends to those who are facing poverty to help boost them to at least 75 percent of the poverty line. Although the longterm benefits and costs are yet to be seen, so far participants have reported that it has acted as "a social equalizer, a recognition that people who make little or no money are often doing things that are socially valuable."

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For just $5, you can now start a responsible investment portfolio

Ben Paynter

June 19, 2018 |

FastCompany |

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Under 800 Words

Response Location: United States, San Francisco, California

Newday Investing is a an app that allows people to begin impact investing with as little as $5. While attempting to engage millennials in socially-conscious investing, the investment firm is hoping small investments will lead to larger investments over time. With funds that focus on areas such as gender equality and climate action, Newday Investing is trying to make impact investing more accessible and interesting to young people as well as to bigger investors.

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What Alabama Can Teach You about Storm Resilience

Emily Nonko

June 18, 2018 |

Next City |

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Over 3000 Words

Response Location: United States, Mobile, Alabama

After witnessing the devastating impact of Hurricane Katrina, changemakers in Alabama took control of creating a more accountable insurance system that valued weather-resilient home construction.

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After Centuries of Housing Racism, a Southern City Gets Innovative

Adam Lynch

June 15, 2018 |

Yes! Magazine |

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1500-3000 Words

Response Location: United States, Jackson, Mississippi

In Jackson, Mississippi, a series of community-led cooperatives are creating opportunities for affordable home ownership. This is part of a trend across the country to create community land trusts. They are financed through donations, other community businesses, or commissions. Though each land trust faces hurdles, they are collectively allowing more access to wealth and ownership in historically low-income neighborhoods.

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A look at how Ohio's land banks are battling blight

Tracy Geibel

June 15, 2018 |

Richland Source |

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Over 3000 Words

Response Location: United States, Mansfield, Ohio

Ohio has more than 50 land banks, which are best known for reducing blight by demolishing old buildings, but several land banks are trying creative ways to enhance their land on a budget. Successful projects include a program for locals to redevelop old lots, a pop-up art gallery in a condemned house, and urban forests to make communities more welcoming. The collective effect of these projects is to revitalize cities all across the state.

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