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Three Approaches to Rural Rejuvenation

Kelly Burch

September 18, 2020 |

Sentinel Source (The Keene Sentinel) |

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1500-3000 Words

Response Location: United States

Despite the pandemic-induced economic slowdown, three small cities have managed to thrive due to successful economic development plans that have led to “rural rejuvenation” in an effort to attract young families to live there. The city of Taos, New Mexico has used a regional strategy to increase tourism while Durango, Colorado, chose to diversify the economy by focusing on its other resources such as high education, natural gas, and healthcare. Bozeman, Montana focused on nurturing local business instead of enticing outside businesses.

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How a Charlotte Nonprofit Links Landlords With People Experiencing Homelessness

Jared Brey

September 15, 2020 |

Next City |

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800-1500 Words

Response Location: United States, Charlotte, North Carolina

A real estate developer has teamed up with homelessness service organizations to house working families. The Lotus Campaign gives landlords $1,000 a year to rent a unit to a family that is at risk of homelessness or is already experiencing it. Rent is paid by the organization and any damages to the unit are covered. Landlords taking part in the program waive security deposits, credit checks, records of employment, and provide a 30-day window before seeking evictions. The pilot program intends to demonstrate that the private housing sector can alleviate homelessness if given the chance and the incentive.

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The Mississippi Program That's Showing How Effective Direct Cash Transfers Can Be

Lauren Gill

September 14, 2020 |

The Appeal |

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800-1500 Words

Response Location: United States, Mississippi

Families experiencing poverty have been given $1,000 each month in an effort to address the racial wealth gap through the Magnolia Mother's Trust program. The cash payments yield an increase of recipients who were able to earn their GEDs, cook fresh meals for their families, and meet all their basic needs. The payments began prior to the onset of the pandemic but have proven to be a crucial safety net.

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Changing their minds, and their lives: A way out of poverty in Philadelphia

Harold Brubaker

September 12, 2020 |

The Philadelphia Inquirer (Philadelphia Media Network) |

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1500-3000 Words

Response Location: United States, Philadelphia, Pennsylvania

The MindSet program adopts 30 people per year for a five-year "mobility mentoring" program, coaching people living in poverty to set clear goals and helping them save toward economic independence. Run by the nonprofit Episcopal Community Services and modeled on Boston's EMPath (Economic Mobility Pathways), MindSet rejects traditional case management and approaches that merely maintain people's lifestyle, focusing instead on plotting a path to a better future. More testing is needed on its effectiveness, but EMPath participants increased their annual income from $16,000 to $47,000.

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What Kenya can teach its neighbors — and the US — about improving the lives of the "unbanked"

Kelsey Piper

September 11, 2020 |

Vox |

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Over 3000 Words

Response Location: Kenya

Mobile banking in Kenya has increased economic mobility for families living in poverty. The mobile money system is not connected to bank accounts, making it accessible to the overwhelming majority of Kenyans who don't have bank accounts but do have cell phones. Mobile banking allows deposits and withdrawals as well as transfers, and has allowed families to save money to use when their income, often from farming, takes a hit thus creating a security net for themselves and allowing them to receive funds from friends and family. Savings allow families to meet basic needs and access medical care if necessary.

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Investors Want to Align Their Dollars with Racial Justice Demands

Oscar Perry Abello

September 08, 2020 |

Next City |

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1500-3000 Words

Response Location: United States, Chicago, Illinois

Investors are using their clout to call for racial justice through the investment consulting firm Activest. The firm is attracting millions of dollars from companies that want to make fiscal justice investments. In a bid to use investments to fuel the grassroots criminal justice movement, Activest is alerting municipal bond investors when the city of Chicago uses those bonds for police brutality settlements. Activest has lined up $100 million from investors who want to make fiscal justice investments through municipal bonds which would then allow them to have a say over how it is, or is not, spent.

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Maryland Stands Up Online Grants Application in Just 8 Hours

Andrew Westrope

September 02, 2020 |

Government Technology |

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800-1500 Words

Response Location: United States, Maryland

The Maryland Department of Information Technology adapted an existing system to quickly distribute small-business grants and loans due to Covid-19. The Maryland OneStop platform, a single site for state licenses, permits, and certifications, was built with an agile approach decoupling front-end user experience from the back-end where the program does the work, which allowed quick front end modifications to launch the loan and grants online when coronavirus hit. The system processed 18,000 applications in the first 3 days and 56,000 within a month. The success was preceded by many years of planning and work.

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Bitcoin Miner Is Scoring 700% Profits Selling Energy to Grid

Chris Martin

September 01, 2020 |

Bloomberg |

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800-1500 Words

Response Location: United States, Texas

A cryptocurrency mining company in Texas called Layer1 can power down its data-processing centers and sell its unused electricity back to the power grid. Instead of passively consuming energy, they are able to utilize batteries, smart meters, and artificial intelligence software to use more renewable energy and, at the same time, make a profit. While scaling this response can be difficult due to restrictions from utility companies on how consumers get their energy, Layer1 estimates it will save up to $6.7 million annually by cutting production for 30 minutes during some of the hottest days in the summer.

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How investor pressure prompted oil majors to wake up to climate change

Attracta Mooney

August 31, 2020 |

Financial Times |

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800-1500 Words

Response Location: United Kingdom

Due to pressure from shareholders and asset managers to invest sustainably, there has been a rapid growth in environmental, social, and government investing. Assets in sustainable mutual funds globally reached $1 trillion in the second quarter of 2020 and fund managers rolled out 107 new sustainable funds in Europe. Despite this increase in interest, shareholders continue to grapple with balancing sustainable considerations with investment decisions.

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Rebuild Foundation and Sunshine Enterprise team up to train city's creative entrepreneurs

Arionne Nettles

August 31, 2020 |

The Chicago Reader |

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800-1500 Words

Response Location: United States, Chicago, Illinois

Artists in Chicago can benefit from entrepreneurial training programs which teach technical business skills, provide access to information about art grants and also build a network of like-minded creatives. Rebuild Foundation and Sunshine Enterprise are two initiatives that have provided creative entrepreneurs with the specific skills needed for creative ventures to succeed. The needs of this community of business owners is different from typical entrepreneurs.

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